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How do I model the impact of delaying retirement by 1 or 2 years?

Open Retirement planner and find the Retirement age field in the Scenario settings panel on the left. Change it by 1 or 2 years and the planner immediately recalculates your retirement success probability so you can see the impact of extra contribution years, fewer withdrawal years, and changes to Social Security benefits.

For a side-by-side comparison, save each version as a what-if scenario and switch between them on the projection chart. You can also ask the AI Assistant: "What is the impact of retiring at 65 vs 67 on my retirement success probability?" for a direct comparison.

Last updated on
June 4, 2026

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