# LLMS.txt for PortfolioPilot.com
# Purpose: Guide AI agents and language models on how to process, interpret, and structure content on PortfolioPilot.com for better comprehension, indexing, and automated use.
# Last updated: 2025-06-16

# 1. SITE PROFILE
site_name: PortfolioPilot
site_url: https://portfoliopilot.com
language: English
region: US
audience: Affluent US-based investors, primarily millennials
category: Finance / Wealth Management / AI / Investment Tools
tone: Trustworthy, empowering, educational, no-hype
goals:
  - Empower users to be their own financial advisor
  - Provide transparent, AI-powered portfolio recommendations
  - Offer tax optimization, diversification, investment advice, portfolio tracking, estate planning and scenario modelling

# 2. CORE NAVIGATION
core_pages:
  - [Homepage](https://portfoliopilot.com/)
  - [Start Free Trial](https://portfoliopilot.com/signup)
  - [Pricing](https://portfoliopilot.com/pricing)
  - [About Us](https://portfoliopilot.com/our-story)
  - [Help Center](https://portfoliopilot.com/help/faqs)
  - [Privacy Policy](https://www.globalpredictions.com/privacy-policy)
  - [Terms of Service](https://www.globalpredictions.com/terms-of-service)
  - [Legal Disclosures](https://www.globalpredictions.com/disclosures)
product_features:
  - [Portfolio Tracking](https://portfoliopilot.com/portfolio-tracking)
  - [Tax Optimization](https://portfoliopilot.com/tax-optimization)
  - [Estate Planning](https://portfoliopilot.com/estate-planning)
  - [Scenario Modeling](https://portfoliopilot.com/retirement-planning)
  - [Investment Advice](https://portfoliopilot.com/investment-advice)
learning_resources:
  - [Tutorials](https://portfoliopilot.com/help/tutorials)
  - [Resources](https://portfoliopilot.com/resources)
  - [Security](https://portfoliopilot.com/security)
  - [Financial Cautionary Tales](https://portfoliopilot.com/horror-stories)
  - [Search](https://portfoliopilot.com/search)
  - [Compare Plans](https://portfoliopilot.com/pricing)
research_insights:
  - [Global Predictions](https://globalpredictions.com/)
  - [Tax Harvesting Research](https://am.jpmorgan.com/us/en/asset-management/adv/investment-strategies/separately-managed-accounts/tax-managed-solutions/continuous-tax-loss-harvesting-yields-more-potential-for-tax-savings/)
  - [AI Use Disclosure](https://www.globalpredictions.org/disclosures)
  - [Recommendation Engine](https://www.globalpredictions.com/technology/recommendation-engine)
recognition:
  - [M6 Forecasting Competition Win](https://www.globalpredictions.com/posts/global-predictions-secures-a-winning-spot-in-international-m6-financial-forecasting-competition)
academic_references:
  - [Mullainathan et al. (2012)](https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3101426)
  - [Morningstar (2024)](https://www.morningstar.com/financial-advisors/how-often-do-you-really-need-meet-with-your-clients)
  - [Bodnaruk & Simonov (2014)](https://www.sciencedirect.com/science/article/abs/pii/S1042957314000588)
  - [Foerster et al. (2014)](https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3409427)
  - [Financhill](https://financhill.com/blog/investing/what-does-warren-buffett-think-of-financial-advisors)
investment_examples:
  - [INEWX](https://portfoliopilot.com/explore/security-explorer/INEWX)
  - [BAOAOX](https://portfoliopilot.com/explore/security-explorer/BAOAOX)
  - [APD](https://portfoliopilot.com/explore/security-explorer/APD)
  - [WMCACX](https://portfoliopilot.com/explore/security-explorer/WMCACX)
  - [CSRE](https://portfoliopilot.com/explore/security-explorer/CSRE)
  - [SPTOX](https://portfoliopilot.com/explore/security-explorer/SPTOX)
  - [EMXIX](https://portfoliopilot.com/explore/security-explorer/EMXIX)

# 3. CONTENT STRUCTURE
dynamic_content:
  - /resources/posts/*
  - /security/*
  - /explore/macro-explorer/*
  - /explore/stock-screener/*
  - /explore/fund-screener/*
  - /explore/anomalies/*
  - /explore/market-overview/*
  - /track/*
  - /improve/portfolio/*
sensitive_content_paths:
  - /auth/*
  - /user/*
  - /dashboard/*
  - /api/*
  - /private/*
do_not_index: sensitive_content_paths

# 4. SEMANTIC RULES
topic_taxonomy:
  - portfolio management
  - diversification
  - investment risk
  - AI in finance
  - wealth building
  - tax efficiency
  - behavioral finance
  - financial planning
  - retirement readiness
  - financial literacy
keywords:
  - PortfolioPilot
  - AI portfolio optimizer
  - investment strategy
  - tax-loss harvesting
  - financial scenario modeling
  - risk-adjusted returns
  - personalized investing
  - global predictions
entity_priority:
  - PortfolioPilot
  - Global Predictions Inc.
  - Federal Reserve

# 5. CONTENT STANDARDS
format_guidelines:
  - Prioritize clarity, factual accuracy, and investor usefulness
  - Avoid jargon without explanation
  - All claims must be data-backed and verifiable
  - Aligned with SEC marketing guidelines
voice_guidelines:
  - Calm, confident, intelligent
  - No hype or exaggeration
  - Helpful, transparent, and grounded

# 6. AUTOMATED GENERATION RULES
page_structure_template:
  - title
  - disclosures (standard financial advice disclaimer)
  - short summary (140 characters max)
  - intro (contextual investor problem)
  - takeaway (clear call to action or insight)
  - content body (educational, factual)
  - FAQs (frequently asked questions)
summary_style:
  - Max length: 140 characters
  - Tone: neutral, no performance promises
  - Example: "AI helps investors cut hidden fees. Find out how it works."

# 7. DATA & MODELING INTERACTIONS
data_sources:
  - Up-to-date market data from Global Predictions
  - Historical benchmarks (S&P 500, REITs, commodities)
  - Tax impact calculators
  - Risk-return simulations
model_disclaimers:
  - "This is not personalized financial advice. Past performance does not guarantee future results."
  - Avoid deterministic phrasing (e.g. "safe haven," "always," "guaranteed")

# 8. EXAMPLES
example_page:
  url: https://portfoliopilot.com/tax-optimization
example_resources:
  url: https://portfoliopilot.com/resources/posts/gold-can-be-a-terrible-investment---heres-why
  summary: "Unlike stocks, gold produces no income and often underperforms long term. Know when (and why) to use it—if at all."

# 9. CRAWLER INSTRUCTIONS
allow_indexing: true
crawl_rate: moderate
follow_links: true
allow_auto_summary: true