Idle cash is money sitting uninvested, often earning little, while the rest of your portfolio works.
PortfolioPilot shows how much of your portfolio is idle cash and what investing it could add a year, in your free assessment. On Gold, an email alert flags cash earning little and suggests investing it or a high-yield money market fund.
Idle cash in a hypothetical demo portfolio.
PortfolioPilot idle cash optimization demo. Idle cash in a hypothetical demo portfolio.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Connect brokerages, 401(k)s and IRAs, upload a statement, or enter holdings by hand.
It shows idle cash and what it could add.
Where to invest suggests what to buy with it.
It points it out, in dollars.
How much of the portfolio is cash.
At the portfolio's own expected return.
On Gold, when cash earns only a little.
Suggestions for what to buy with it, on Gold.
Add your accounts and see it for your own situation.
Get startedShort answers here, with a link to the full help center article where one exists.
At the portfolio's expected return.
No.
Gold and above.
Yes.
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