Can I set different investment preferences for each portfolio or account?
Yes - PortfolioPilot gives you three distinct ways to customize how each account or group of accounts is managed:
Option 1. Asset Groups - set risk preferences per group
Asset Groups let you segment your accounts and assign a different risk tolerance to each one. For example, you might want a conservative approach for your 401(k) and a more aggressive strategy for your brokerage account.
- Go to Track → Groups → "Set up Asset Group"
- Assign accounts to the group and set its Risk preference
Set up or manage your Asset Groups →
Option 2. Additional context - add group-specific guidance for recommendations
Within each Asset Group, you can add specific context to guide the recommendation engine - for example, telling it to avoid certain sectors or focus on income-generating assets for that group.
- Go to Setting → Preferences → go to “Any additional context”
- Click "Add specific context for recommendations" to describe your preferences in natural language
Option 3. Account-level settings - tax status and management type
For each individual account, you can set:
- Tax Treatment (Taxable, Tax-Advantaged, or Tax-Free) - affects tax optimization recommendations
- Whether the account is externally managed - marks it as outside PortfolioPilot's recommendation scope
- To edit: go to Track → Net Worth → click the edit (pencil) icon on any account
Note: Risk preferences apply at the Asset Group level. Your overall Net Worth Portfolio combines all groups and uses your global settings from Settings → Preferences.
