How can I add a mortgage I hold as the lender for income tracking in PortfolioPilot?

If you hold a mortgage as the lender - meaning someone is paying you principal and interest - you can track it as a private debt investment:

Click "Add an asset" → "Private Equity"
Under "Type of equity", select "Private Credit / Private Debt"
Enter Investment name + Estimated current value (outstanding principal)
Under PE details, enter Expected yearly income as % of current value
Optionally: Total amount invested, Investment year, Estimated distribution timeline
Click “Add”– the mortgage note now appears in your net worth as a private debt asset

Keeping it accurate over time: PortfolioPilot does not model amortization schedules or payment-by-payment cash flows. Update the outstanding principal manually as payments are received - click the edit (pencil) icon on the asset in Track → Net Worth.

If the mortgage is tied to a property you own, consider also tracking that property as a separate Real Estate asset for the clearest view of your total real estate exposure.

Last updated on

May 24, 2026

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