How can I add a mortgage I hold as the lender for income tracking in PortfolioPilot?

If you hold a mortgage as the lender - meaning someone is paying you principal and interest - you can track it as a private debt investment:

Click "Add an asset" → "Private Equity"
Under "Type of equity", select "Private Credit / Private Debt"
Enter Investment name + Estimated current value (outstanding principal)
Under PE details, enter Expected yearly income as % of current value
Optionally: Total amount invested, Investment year, Estimated distribution timeline
Click “Add”– the mortgage note now appears in your net worth as a private debt asset

Keeping it accurate over time: PortfolioPilot does not model amortization schedules or payment-by-payment cash flows. Update the outstanding principal manually as payments are received - click the edit (pencil) icon on the asset in Track → Net Worth.

If the mortgage is tied to a property you own, consider also tracking that property as a separate Real Estate asset for the clearest view of your total real estate exposure.

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1. As of November 14, 2025
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2. As of November 14, 2025
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3. $30B+ Assets on Platform as of February 20, 2025. Aggregated across all plans (including the free plan). Assets on Platform represent the total value of connected and manually inputted accounts (including assets like real estate and private equity) and does not in any way represent Asset Under Management as Global Predictions does not manage any client funds.

4. Global Predictions Secures a Winning Spot in International M6 Financial Forecasting Competition

5. Comparison made to an individual with $1M AUM, paying an "average wealth manager fee" of 1.04% based on publicly available McKinsey / PriceMetrix industry data. 1.04% * 1M = $10,400 per annum. PortfolioPilot Annual Gold pricing is $20/mo * 12mo = $240 per annum. 240/10,400 – 1 = ~98% lower. Actual fees paid to any individual financial advisor will depend on specific financial circumstances and arrangements.

7. The 1.94% referenced figure represents the average calculated monthly continuous tax-loss harvesting gain over a 4-year period from 2018-2021 in the 2024-published JP Morgan report titled "Continuous tax-loss harvesting yields more potential for tax savings" (link).

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10. This analysis is based on data from publicly available reports, academic studies, and articles. Sources include Mullainathan et al. (2012): Study highlighting biases in financial advice and its misalignment with client interests; Morningstar (2024): Report on typical update frequencies from financial advisors; Bodnaruk and Simonov (2014): Research on the limited impact of financial expertise on investment outcomes; Financhill: Insights on hidden fees in financial advising, including expense ratios and transaction costs, as noted by Warren Buffett; Foerster et al. (2014): Study on the costs of financial advice, including average AUM fees of 2.43%.

11. $93M number calculated as 2025 YTD TLH savings study conducted across 24,115 PortfolioPilot users on November 14, 2025.

12. Based on assumptions and projections that may not reflect actual outcomes.