How can I track my debt or loans?
You can track debt and other liabilities in PortfolioPilot in several ways, depending on the type of loan:
- Credit cards: Go to the Net Worth page → click Add Cash Account → select Enter Manually → choose Credit Card Account.
- Student loans: Go to Add Other Assets → select Student Loan.
- Mortgages: Go to Add Real Estate → enter property details → set the Mortgage value under “Debt”.
- Private loans or other debt: Go to Add Cash Account → select Enter Manually → choose Loan Account.
Alternatively, you can track a loan as a custom entry:
Click Add Other Assets → choose Custom → enter the loan’s value as a negative number in the current value field and set the expected return as your loan’s APY.
