How do I add a private equity or startup investment to PortfolioPilot?
Private equity, startup investments, and other illiquid assets — including stock options, RSUs, warrants, and other employee equity grants — all use the same flow in Net Worth:
- Click "Add an asset" → Private equity.
- Choose the appropriate sub-type:
- Company equity (employee/founder) — vested shares, employee equity, RSUs once vested, or equity in a private company you work at.
- Private fund — LP interests in a VC or PE fund.
- Direct investment — angel investments or direct startup stakes.
- Private debt — a private debt investment, optionally with recurring income.
- Enter the current estimated value.
PortfolioPilot updates the value automatically using a custom private-asset index. If you'd rather mark-to-market with a specific figure (e.g. after a new funding round, a 409A valuation, or your own appraisal), update the value manually whenever you want.
If you'd rather exclude private equity from your liquid-portfolio analysis, place it in its own Asset Group — you can then switch between viewing your full Net Worth and the rest of your portfolio without it using the Portfolio Selector.
For unvested grants (RSUs, options, warrants that haven't vested yet), model them as future income in the Retirement planner → Money in & out tab instead of adding them to net worth, since they aren't yet your property.
