How do I add rental income from a property to my retirement plan?
Two ways to model rental income, depending on how you're tracking the property itself:
Option 1 — Add the property as a rental in Net Worth.
Open Net Worth → "Add an asset" → Real estate. Toggle the property on as a Rental property and enter the net annual rental income on the same form (after mortgage, taxes, insurance, and maintenance). The income automatically flows into the Retirement planner projection — no separate setup needed, and the property value still contributes to your net worth.
Option 2 — Add it as recurring income.
If you'd rather model the income stream without adding a property record (e.g. you don't own the property outright, or you're modeling a hypothetical), open Retirement planner → Money in & out tab → Recurring income or expenses → + Add payment → Custom payment. Set Wealth impact to Increase, enter the net annual amount, and set the date range. If rental income is expected to stop at some point (e.g. you plan to sell), use the end date to reflect that.
