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How do I downgrade to the free plan? What features will I lose?

To downgrade to the free plan:

  • Go to Settings → Subscription
  • Click "Downgrade to free" (or simply select the Free plan)

What you keep on the free plan:

  • Multi-asset net worth tracking (unlimited accounts)
  • Full retirement & scenario planning
  • Portfolio assessment
  • Fund & stock discovery tools
  • Estate planning checklist

What requires a paid plan:

  • Gold and above: personalized investing recommendations, hidden fee detection, tax impact & tax-saving opportunities, AI assistant (limited)
  • Platinum and above: fee optimization, tax-efficient distribution advice, AI assistant (unlimited), AI equity research, custom future simulations, multiple real estate properties
  • Pro only: 1:1 quarterly expert call, private equity modeling, liquidity & cash-flow analysis, multi-user login, email document import

Your data, connected accounts, and portfolio history are all preserved - you simply lose access to the premium tools. You can resubscribe at any time and pick up exactly where you left off.

How optimized is your portfolio?

PortfolioPilot is used by over 40,000 individuals in the US & Canada to analyze their portfolios of over $30 billion1. Discover your portfolio score now:

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