How do I model part-time work or semi-retirement income in the Retirement Planner?
Semi-retirement — working part-time for a period before fully retiring — can be modeled in the Retirement Planner:
- Go to Plan → Retirement Planning → Money in & out tab.
- Under Recurring income or expenses, click + Add payment → Custom payment.
- Name it (e.g. "Part-time consulting income").
- Set Wealth impact to Increase.
- Enter your expected annual income and set a start date (when you go part-time) and end date (when you fully stop working).
You can stack multiple entries — for example, full salary in Basic income until age 55, then a Custom payment for part-time income from 55 to 62, then Social Security starting at 62 in the People tab. Each entry has its own date range, so the planner will phase the income in and out correctly.
