How do I restrict 401k suggestions to just the ones allowed in my account?

Here are three ways to keep 401(k) suggestions to the options available in your account:

Use Asset Groups to separate the 401(k) account. This allows you to exclude it from the recommendations, or perform analysis on that one account in particular.
Use the Portfolio Optimizer for the one account to re-balance / re-weight existing securities.
Create a Draft portfolio, add $1 of each of the allowed securities, and use the Portfolio Optimizer to find the right outcome for your risk preference.

PortfolioPilot can't yet store the specific list of securities your plan allows, so these approaches bridge that gap.

Last updated on

July 29, 2026

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1. As of May 26, 2026
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2. As of May 26, 2026
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3. $40B+ Assets on Platform as of May 26, 2026. Aggregated across all plans (including the free plan). Assets on Platform represent the total value of connected and manually inputted accounts (including assets like real estate and private equity) and does not in any way represent Asset Under Management as Global Predictions does not manage any client funds.

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9. This analysis is based on data from publicly available reports, academic studies, and articles. Sources include Mullainathan et al. (2012): Study highlighting biases in financial advice and its misalignment with client interests; Morningstar (2024): Report on typical update frequencies from financial advisors; Bodnaruk and Simonov (2014): Research on the limited impact of financial expertise on investment outcomes; Financhill: Insights on hidden fees in financial advising, including expense ratios and transaction costs, as noted by Warren Buffett; Foerster et al. (2014): Study on the costs of financial advice, including average percentage-of-assets fees of 2.43%.

10. $93M number calculated as 2025 YTD TLH savings study conducted across 24,115 PortfolioPilot users on November 14, 2025.

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