How does tax lot selection work in PortfolioPilot (HIFO, LIFO, FIFO)?
PortfolioPilot's tax optimization engine suggests exactly which lot to sell — it doesn't apply a fixed rule like HIFO, LIFO, or FIFO. The engine picks specific lots to maximize your after-tax outcome based on your full portfolio, cost basis, and current opportunities.
To see the suggestions, open Tax Optimization for harvesting opportunities, and Transactions for lot-level detail (original purchase price, quantity, transaction date).
When you execute the trade at your brokerage, choose the specific lots PortfolioPilot recommends. Tax optimization is a Gold and above feature.
