Portfolio Management

PortfolioPilot: An Alternative for Roi Users in 2025

By
Alexander Harmsen
Alexander Harmsen is the Co-founder and CEO of PortfolioPilot. With a track record of building AI-driven products that have scaled globally, he brings deep expertise in finance, technology, and strategy to create content that is both data-driven and actionable.
Reviewed by
PortfolioPilot Compliance Team
The PortfolioPilot Compliance Team reviews all content for factual accuracy and adherence to SEC marketing rules, ensuring every piece meets the highest standards of transparency and compliance.
PortfolioPilot: An Alternative for Roi Users in 2025

We see a future of personalized finance, investing, and retirement planning. As more investors turn to AI assistants to help track, analyze, and understand their portfolios, it's important to keep delivering quality services in a fast-changing financial landscape.

PortfolioPilot provides free portfolio tracking, tax and diversification analysis, and retirement modeling, all without taking custody of assets. Its account-agnostic design connects to more than 12,000 brokerages, banks, and crypto wallets, offering long-term flexibility for self-directed investors. It also offers an integrated AI Assistant and personalized financial recommendations to 10,000s of users, with over $30B assets on the platform (as of February 15, 2025).

With Roi’s shutdown on October 15, 2025, many are now looking for a seamless way to maintain their data and investment insights. This article outlines how Roi users can easily migrate their data to PortfolioPilot and continue using AI-powered portfolio tracking, analysis, and personalized insights, supported by dedicated transition offers to simplify the switch.

Key Takeaways

  • Roi’s service wind-down allows users of this great app to export their account data.
  • PortfolioPilot provides ongoing portfolio tracking, AI portfolio Q&A, tax and diversification analysis, and retirement modeling across 12,000+ institutions.
  • Data portability is easy: investors can export transactions, cost basis, and saved goals to preserve context when migrating.
  • Transition support: Roi users can easily move data to PortfolioPilot and access transition offers designed to maintain portfolio continuity.
  • Separating “advice software” from brokerage custody reduces lock-in risk and helps ensure long-term flexibility across accounts.

Roi: An AI Assistant Reaching Its Sunset

Roi was designed as a chat-based companion for everyday finances, tracking accounts, analyzing portfolios, and answering investing-related questions in natural language. Its conversational interface appealed to users who wanted quick, AI-generated summaries of their financial life.

However, with the company announcing a service shutdown on October 15, 2025, users now face practical next steps. To maintain historical context and avoid data loss, Roi users can:

  • Export transactions and assets into CSV or similar formats.
  • Save investment details, including cost basis, goals, and contribution histories.
  • Document assumptions used in Roi’s projections (e.g. income growth, inflation, contribution schedules).

These steps ensure continuity of analysis when switching to another platform.

PortfolioPilot: Ongoing AI Insights and Multi-asset Net Worth Tracking

PortfolioPilot provides continuous portfolio tracking, tax optimization analysis, and diversification insights across multiple custodians (over 12,000!). It does not manage or custody assets; its focus is clarity, education, and data-driven analysis that helps investors make informed, independent decisions.

Key features include:

  • Free net-worth and portfolio tracking across all major brokerages, banks, and crypto wallets.
  • AI-powered insights identifying diversification gaps, concentration risks, and tax-drag exposure.
  • Scenario modeling for retirement, historical downturns, and macroeconomic shifts.
  • Tax optimization & fee saving help find opportunities proactively, sending you alerts when there are savings opportunities available.
  • Monthly recommendations that explain “why this, why now,” helping investors focus on continuing to make smart decisions across their entire net worth.

For Roi users, this should be familiar and allow for continuity to continue managing assets yourself, enriching your personal finances, and keep growing your net worth.

How Roi Users Can Transition Smoothly

Migrating from Roi doesn’t have to be complex. Most Roi data can be exported and uploaded directly into PortfolioPilot’s system using manual import or file upload.

Suggested steps:

  1. Export all Roi data (net worth accounts, balances, transactions, and cost basis).
  2. Create a PortfolioPilot.com account and import those files.
  3. Verify that all holdings and liabilities are accurately represented.
  4. Review the AI-generated portfolio assessment and Portfolio Score.
  5. Optional: connect accounts for real-time tracking and monthly insights.

To ease this process, PortfolioPilot has made special transition offers available to former Roi users who transition - send an email to support@portfoliopilot.com to take advantage of these promotions.
Promotions are subject to applicable terms and conditions and may be modified or discontinued at any time without notice.

ROI Shutdown & PortfolioPilot FAQs

When is Roi’s announced service shutdown date?
Roi has communicated plans to wind down service on October 15, 2025, following its acquisition by OpenAI, marking a full discontinuation of access.
What should users of Roi export before shutdown?
Investors typically export transaction data, labeled categories, cost basis notes, goals, contribution schedules, and model assumptions to make migrating to another service like PortfolioPilot.com easier.
What key advantage does PortfolioPilot’s structure offer compared to custodial advisors?
PortfolioPilot operates as an account-agnostic advisor; it doesn’t take custody of assets, allowing users to keep accounts at existing institutions while receiving integrated portfolio and tax analysis across accounts.
What are PortfolioPilot’s primary features for self-directed investors?
PortfolioPilot offers diversification analytics, tax-aware insights, retirement and scenario modeling, and fee tracking, all while aggregating accounts across brokerages, retirement plans, real estate, and liabilities.
Why is separating advice software from brokerage custody useful?
Keeping advice independent from custodial institutions can reduce lock-in risk and make it easier to switch brokers or add accounts without disrupting ongoing financial analysis or guidance.
What does “account-agnostic guidance” mean in the context of AI advisors?
Account-agnostic guidance means the system analyzes all accounts collectively, brokerage, retirement, real estate, and cash, without requiring transfers of custody, ensuring flexibility and continuity.

Disclosure: PortfolioPilot is not affiliated with Roi or OpenAI.

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1: As of February 20, 2025