Tax-loss harvesting means selling an investment at a loss to offset gains, then holding something similar so your portfolio stays on track.
PortfolioPilot lists positions with losses in your taxable accounts, estimates the potential tax credit at your marginal rate, and suggests a related replacement. Part of Gold. Not tax advice.
An illustrative list with hypothetical positions. Switch to How to act.
Illustrative tax-loss harvesting list: three positions with losses in a taxable account, the potential tax credit, and the steps to act.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Connect brokerages, 401(k)s and IRAs, upload a statement, or enter holdings by hand.
Enter income, filing status and country so rates are right.
Open Taxes and check Recommendations for tax-loss harvesting.
What is included and what is left to you.
IRAs, 401(k)s and Roth accounts are left out.
Short-term and long-term federal rates from your income and filing status.
Similar exposure, but not substantially identical.
Check other accounts, including a spouse's, for repurchases around the sale.
Estimated federal tax on what you sold or plan to sell.
Taxable, tax-advantaged or tax-free, account by account.
Specific trades ranked by how they help your portfolio.
Tests Roth conversion schedules bracket by bracket.
Add your taxable accounts. Tax-loss harvesting is part of Gold.
Get startedShort answers here, with a link to the full help center article where one exists.
From your holdings, cost basis and tax settings. Read more in the Help Center →
In the tax settings on the Taxes page. Read more in the Help Center →
Yes, the tax optimization tutorial. Read more in the Help Center →
No. Confirm with your brokerage, accountant or tax advisor before you act.
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