Mortgage and debt tracking:
What you owe, subtracted from what you own

Mortgage and debt tracking makes your net worth honest: what you own, minus what you owe.

In PortfolioPilot, add a mortgage with the property it belongs to, a car loan under Other assets, or credit card and loan balances under Cash. They come off your total. Balances are the ones you enter; there is no payoff schedule. Free.

Feature basics

Which plan you need
Debts in your net worth. Included in the Free plan
Tracks
Mortgages, loans, credit cards, HELOCs
Entered as
Balances you enter

How do debts show up?

An illustrative household. Switch to Liabilities.

portfoliopilot.com/track/networth

PortfolioPilot mortgage and debt tracking demo. An illustrative household. Switch to Liabilities.

The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.

How it works

How debt tracking works in PortfolioPilot

Three steps from your accounts to the answer.

Step 1

Add the mortgage

With the property, as Outstanding mortgage and its rate.

Step 2

Add other debts

Car loans, credit cards, HELOCs and other loans.

Step 3

See net worth

Assets minus liabilities.

What you can add

Which debts can you track?

Any balance you owe.

Mortgage

With the property it belongs to, and its interest rate.

Loans

Car loans and other loans, as remaining amounts.

Credit cards

Current balances under Cash.

Not included

Payoff schedules and amortization.

Related net worth tracking features

See your real net worth

Add your accounts and see it for your own situation.

Bank-level security. Learn more
Questions

Questions about debt tracking

Short answers here, with a link to the full help center article where one exists.

How can I track my debt?

Add balances in Net worth. Read more in the Help Center →

How do I add a HELOC?

As a liability. Read more in the Help Center →

Does it show a payoff schedule?

No.

Is it free?

Yes.