An investment fee analyzer adds up what you pay to hold your investments: every fund's expense ratio, plus any advisory fee, in dollars per year.
PortfolioPilot does it across all your accounts, lists your most expensive funds first and looks for similar funds that charge less.
This is the Fees page with a hypothetical portfolio. Open the full list, try an advisory fee, and open Details to pick a different substitute fund.
Interactive fee table from the PortfolioPilot Fees page, shown with a hypothetical demo portfolio. It lists each fund's expense ratio and yearly cost in dollars, totals fund fees and any advisory fee the user enters, and shows fee optimization suggestions: similar funds with lower expense ratios, each with its replacement similarity and yearly savings.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Fees come out of returns every year, so the gap compounds. Set your own amount, horizon and fees.
Investment fee calculator. Inputs: starting amount, years invested, yearly return before fees, a lower yearly fee and a higher yearly fee. It grows the same amount at both fees, taking each fee from returns once a year, and shows how much less money the higher fee leaves at the end, with a chart of both paths. Taxes are ignored and the return is an assumption, not a forecast.
Three steps from your accounts to the answer.
Connect brokerages, 401(k)s and IRAs from 12,000+ institutions, upload a statement, or enter holdings by hand.
PortfolioPilot multiplies the expense ratio of every ETF and mutual fund by the amount you hold. Individual stocks carry no fund fee.
On any account an advisor or managed service runs, enter the advisory fee as a percentage. It is added to your total fee burden.
Fee optimization looks for similar funds with lower expense ratios, using fund prospectus information, current exposures and performance statistics.
Each suggestion shows how similar the replacement is, with the yearly savings next to it.
Funds that already charge 0.10% or less are not flagged.
Save a suggestion to a draft portfolio to see the effect. A draft is a working copy and does not touch your brokerage.
Selling a fund in a regular, taxable account can mean paying tax on its gains. Check that cost before you switch to a cheaper fund.
Fee suggestions cover what your funds cost. Personalized Recommendations go further, with specific trades and how each one would change your Portfolio Score. Part of Gold.
Find funds that hold the same stocks, so you are not paying twice for them
Analysis & comparison shows your fund fees next to an index
Check what a fund swap does to the health of the whole portfolio
See how your current mix would have come through 2008 and 2020
Add your accounts or upload a statement. Fee totals are part of Gold, and every new account starts with a 10-day trial of all paid features.
Get startedShort answers here, with a link to the full help center article where one exists.
The yearly fee a fund charges, as a percentage of what you have invested in it. It is taken out of the fund's returns, so you never see a bill.
Expense ratio data for most funds lets PortfolioPilot show what you pay across mutual funds, ETFs, robo-advisors and any human advisor. Read more in the Help Center →
Yes, if you enter it. On an account an advisor manages, type the advisory fee as a percentage and it is added to your total fee burden.
Fee optimization targets the expense ratios of your funds and other administrative costs, so more of your return compounds instead of leaking away. Read more in the Help Center →
Yes. Add both accounts to Net Worth, mark the advisor's as Externally managed, then open Analysis & comparison to see the differences side by side. Read more in the Help Center →
Seeing your fee totals is part of the Gold plan, and lower-cost fund suggestions are part of Platinum. Every new account starts with a 10-day trial of all paid features.
Global Predictions provides investment advice only through its internet-based application, PortfolioPilot, and only to individuals who are advisory clients of Global Predictions pursuant to written advisory Client Agreements ("Advisory Services"). The publicly available portions of the Platform (i.e., the sections of the Platform that are available to individuals who are not party to a Client Agreement - including globalpredictions.com and portions of portfoliopilot.com) are provided for educational purposes only and are not intended to provide legal, tax, or financial planning advice. To the extent that any of the content published on publicly available portions of the Platform may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. Nothing on the publicly available portions of the Platform should be construed as a solicitation or offer, or recommendation, to buy or sell any security. All charts, figures, and graphs on the publicly available websites are for illustrative purposes only. Before investing, you should consider whether any investment, investment strategy, security, other asset, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance. You are also encouraged to consult your legal, tax, or investment professional regarding your specific situation. Registration does not imply a certain level of skill or training. Investing involves risk. The value of your investment will fluctuate, and you may gain or lose money.
The contents of the Platform may contain forward-looking statements that are based on management's beliefs, assumptions, current expectations, estimates, and projections about the financial industry, the economy, or Global Predictions itself. Forward-looking statements are not guarantees of the underlying expected actions or future performance and future results may differ significantly from those anticipated by the forward-looking statements. Therefore, actual results and outcomes may materially differ from what may be expressed or forecasted in such forward-looking statements.
Note: our use of the term AI refers to all artificial intelligence models used including large language models, proprietary economic models that incorporate regression or dynamic factors, and machine learning methods like supervised learning.
