A legacy goal is the amount you want to leave to your heirs, which your retirement plan has to protect as well as your spending.
In the PortfolioPilot planner, set Amount to leave to heirs. A simulation only counts as a success if assets stay above that amount every year through your life expectancy, so you see the trade-off in your chance of success. Free.
An illustrative comparison for a hypothetical plan.
PortfolioPilot legacy for heirs demo. An illustrative comparison for a hypothetical plan.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Open Plan, then Retirement planning. Enter your ages, monthly budget and Social Security, or keep the defaults.
In Model settings, set Amount to leave to heirs.
See your chance of success with the goal.
It changes what counts as success.
Assets must stay above the amount every year.
A higher goal can lower your chance of success.
Spend less, retire later or adjust the goal in a what-if scenario.
Put your will and beneficiaries in place too.
Add your accounts and see it for your own situation.
Get startedShort answers here, with a link to the full help center article where one exists.
In the planner's Model settings.
No. It sets a floor for your assets.
Use the estate planning checklist. Read more in the Help Center →
Yes. It is in the Free plan.
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