A Monte Carlo retirement planner runs your plan through many possible markets to estimate how likely your money is to last.
PortfolioPilot runs 1,000 simulations with your accounts, budget, Social Security, taxes and life events, and shows your chance of success with the expected outcome and a stress test. Included in the Free plan.
This is the retirement projection for a hypothetical plan. Hover the chart to read total assets at any age.
Interactive retirement projection from PortfolioPilot for a hypothetical plan: total assets by age at the 50th and 10th percentile of 1,000 simulations, with the chance of success.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Connect brokerages, 401(k)s and IRAs from 12,000+ institutions, upload a statement, or enter holdings by hand.
Open Plan, then Retirement planning. Enter your ages, monthly budget and Social Security, or keep the defaults.
See how often the plan lasts through your life expectancy, and how assets move at the 50th and 10th percentile.
The inputs you can change in the plan settings.
Each one draws yearly returns from your risk level and Portfolio Score, then applies contributions, taxes, withdrawals and RMDs.
A simulation counts as a success if assets stay above zero, or above the amount you leave to heirs, every year through your life expectancy.
Set a legacy amount and the plan only counts as funded if that much is still there at the end.
Enter what an advisor charges and it comes off your assets every year of the projection.
If your plan is off track, Personalized Recommendations suggest specific trades and show how each one would change your Portfolio Score. Part of Gold.
Retire later, spend less, and compare with your base plan.
Home purchases, care costs, windfalls and more in your plan.
Tests claiming ages and shows the best one it found.
Spending that adjusts when markets move a lot.
Add your accounts and set up your plan. The retirement planner is included in the Free plan.
Get startedShort answers here, with a link to the full help center article where one exists.
A projection that runs your plan through 1,000 possible market paths and counts how often your money lasts. Read more in the Help Center →
It is the share of simulations in which your assets last through your life expectancy. 80% or more is On track. Read more in the Help Center →
Try retiring later, spending less or changing your Social Security start age in a what-if scenario. Read more in the Help Center →
Yes, on the Pro plan, for households with $3 million or more in net worth or with private equity. It checks whether liquid assets last through 10 years of a bad market.
Yes. The planner, its projections and the chance of success are included in the Free plan.
Global Predictions provides investment advice only through its internet-based application, PortfolioPilot, and only to individuals who are advisory clients of Global Predictions pursuant to written advisory Client Agreements ("Advisory Services"). The publicly available portions of the Platform (i.e., the sections of the Platform that are available to individuals who are not party to a Client Agreement - including globalpredictions.com and portions of portfoliopilot.com) are provided for educational purposes only and are not intended to provide legal, tax, or financial planning advice. To the extent that any of the content published on publicly available portions of the Platform may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. Nothing on the publicly available portions of the Platform should be construed as a solicitation or offer, or recommendation, to buy or sell any security. All charts, figures, and graphs on the publicly available websites are for illustrative purposes only. Before investing, you should consider whether any investment, investment strategy, security, other asset, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance. You are also encouraged to consult your legal, tax, or investment professional regarding your specific situation. Registration does not imply a certain level of skill or training. Investing involves risk. The value of your investment will fluctuate, and you may gain or lose money.
The contents of the Platform may contain forward-looking statements that are based on management's beliefs, assumptions, current expectations, estimates, and projections about the financial industry, the economy, or Global Predictions itself. Forward-looking statements are not guarantees of the underlying expected actions or future performance and future results may differ significantly from those anticipated by the forward-looking statements. Therefore, actual results and outcomes may materially differ from what may be expressed or forecasted in such forward-looking statements.
Note: our use of the term AI refers to all artificial intelligence models used including large language models, proprietary economic models that incorporate regression or dynamic factors, and machine learning methods like supervised learning.
