Life events are the big one-off and multi-year costs and windfalls that change a retirement plan, from a home purchase to long-term care.
In PortfolioPilot you add them from templates or as custom events, set the amount and the ages, and the planner includes them in every simulation. Included in the Free plan.
This is a hypothetical plan with two life events. Switch to Yearly expenses to see where they hit.
Interactive retirement projection for a hypothetical plan with two life events, travel from 67 to 72 and long-term care from 80 to 90, and a yearly expenses view.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Open Plan, then Retirement planning. Enter your ages, monthly budget and Social Security, or keep the defaults.
Open the Life events tab and pick a template, or add a custom event or payment.
The projection and your chance of success update with the event in them.
Templates cover the common ones; custom events cover the rest.
Down payment, home improvement, another property, college tuition, a big trip.
Long-term care, medical expenses, family support and funeral expenses.
Inheritance, insurance proceeds, severance, selling a business, deferred compensation.
Add a pension in Net worth, where it shows a net present value, and its payments count as income in the plan.
Your chance of not running out of money, from 1,000 simulations.
Retire later, spend less, and compare with your base plan.
Two ages, two benefits and one shared plan.
Required minimum distributions, year by year.
Add your accounts and set up your plan. Life events are included in the Free plan.
Get startedShort answers here, with a link to the full help center article where one exists.
Open the Life events tab in the planner settings and choose a template or a custom event. Read more in the Help Center →
More than 20 templates, from a home purchase to long-term care, plus custom events. Read more in the Help Center →
Add it in Net worth. Its payments then count as income in your retirement plan. Read more in the Help Center →
Yes, as a medical expense between the ages you choose. Read more in the Help Center →
Yes. All templates and custom events are included in the Free plan.
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