Downside protection is how well a portfolio is spread across the different things that can go wrong in a bad year.
PortfolioPilot grades ten areas, from concentration in a few holdings or sectors to exposure to inflation, interest rates, credit and liquidity, and marks each one Good, Warning or Critical. Included in the Free plan.
This is the Portfolio Score page open on Downside Protection, with a hypothetical portfolio. Tap an area to see how it scored.
Interactive Portfolio Score page from PortfolioPilot, opened on the Downside Protection grade, shown with a hypothetical demo portfolio. It grades ten areas, from asset class, holdings, sector and regional concentration to economic growth, inflation, raw materials, interest rates, credit and liquidity.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Connect brokerages, 401(k)s and IRAs from 12,000+ institutions, upload a statement, or enter holdings by hand.
Each area gets a status: Good, Warning or Critical.
See what drives the status and which holdings add to it.
Two groups: how concentrated the portfolio is, and which economic forces could hit it at once.
Asset class, holdings, sector and regional concentration. Too much in one place means one bad event does a lot of damage.
Economic growth, inflation, raw materials and interest rates. Holdings tied to the same driver tend to fall together.
How much depends on borrowers paying back, and on being able to sell quickly at a fair price.
Improving it does not mean taking less risk. The Portfolio Optimizer reweights what you hold at your risk level.
To fix the areas marked Critical, Personalized Recommendations suggest specific trades and show how each one would change your Portfolio Score. Part of Gold.
Add your accounts or upload a statement. Downside Protection is included in the Free plan.
Get startedShort answers here, with a link to the full help center article where one exists.
One of the three Portfolio Score grades. It looks at ten areas of concentration and economic exposure that can hurt a portfolio in a bad year. Read more in the Help Center →
Start with the areas marked Critical. Spreading across holdings, sectors and economic drivers usually lifts the grade. Read more in the Help Center →
Having a large share of the portfolio in one holding, sector, region or asset class. Read more in the Help Center →
Downside protection grades how the portfolio is built today. The stress test replays past crises such as 2008. Read more in the Help Center →
Yes. The grade and all ten areas are included in the Free plan.
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