A liquidity stress test checks whether you can meet spending, capital calls and costs from liquid assets in a bad market, without forced sales.
PortfolioPilot runs 10 years of the stress-test path and checks that liquid assets stay above zero, with no access to credit. It shows for households with $3 million or more in net worth or with private equity. Part of Pro.
An illustrative result. Switch to Assumptions.
PortfolioPilot liquidity stress test demo. An illustrative result. Switch to Assumptions.
The portfolio is hypothetical, and all figures are for demonstrative purposes only. Nothing shown is a recommendation to buy or sell any security.
Three steps from your accounts to the answer.
Open Plan, then Retirement planning. Enter your ages, monthly budget and Social Security, or keep the defaults.
Shows with $3M+ net worth or private equity holdings.
Open Stress test your liquidity and read the 10-year result.
A harsh, simple set of assumptions.
The 10th-percentile path for 10 years.
Spending, capital calls and property costs.
No access to credit; margin calls at 50%.
Capital gains tax on anything sold to raise cash.
Add your accounts and see it for your own situation.
Get startedShort answers here, with a link to the full help center article where one exists.
Pro users with $3M or more in net worth, or private equity holdings.
Ten years.
Liquid assets stay above zero every year.
Pro.
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